Terms of use

Educational planning tool

The application provides estimates and scenario analysis for educational purposes. It is not investment, tax, legal, accounting, insurance, medical, or fiduciary advice and does not manage assets or execute transactions.

Your responsibility

Results depend on the information and assumptions you provide. Markets, inflation, taxes, healthcare costs, longevity, and government benefits may differ materially from modeled outcomes. Verify important decisions with appropriately qualified professionals.

No guaranteed outcomes

Probabilities and projections are estimates, not promises. Past market behavior and simulated returns do not guarantee future results.

Accounts

Keep credentials confidential and provide accurate information. You may permanently delete your account and cloud data from the account page.

Payments

Pro subscriptions renew monthly until cancelled. You can cancel through the billing portal in your account; cancellation takes effect at the end of the current paid period. Except where required by law, partial billing periods are not refunded. Prices and taxes are shown before checkout, and material pricing changes will be communicated before renewal.