Retire at 62

Can you retire at 62?

Age 62 can be a meaningful milestone, but it is also when many choices converge: leaving work, claiming Social Security, covering healthcare, and asking savings to last longer.

Make the tradeoff visible.

Use one consistent set of assumptions for each scenario. That makes the difference easier to understand and gives you a clearer starting point for an important conversation.

What to compare

  • Compare claiming Social Security at 62 with waiting longer.
  • Test the portfolio impact of more years of withdrawals.
  • Stress-test the plan against inflation and a weak early market.
Related retirement questions

Keep comparing the decision points.

Can I retire?

Understand this planning tradeoff before you run your own comparison.

Start with your own inputs

See your own comparison in 5 minutes.

Build a private plan, compare two dates side by side, and review the assumptions behind the result.