List your accounts
Traditional, Roth, taxable, and employer-plan accounts can have different rules and tax treatment.
Confirm your plan rules
Distribution options depend on the plan and the participant’s elections. Confirm the details of your own plan before acting.
Review annually
Revisit spending, investment results, tax estimates, and benefit choices after major changes or at least annually.
Source: IRS retirement-plan guidance.
Apply this to your plan
Compare your retirement dates privately
Use the interactive demo to test a retire-now and work-longer scenario with your own assumptions. No account is required to begin.
Educational only: This is general information, not individualized investment, tax, legal, or financial advice.